New CGV 3x 4x web:
Conditions as of 11/13/2024 may vary
revisions. For more information, visit oney.fr

Payment for your order in 3 or 4 installments by credit card from €100 of purchases up to €3,000 with Oney Bank.

Our partner Oney Bank offers you a financing solution called 3x 4x Oney, which allows you to pay for your purchases from €100 to €3,000 in 3 or 4 installments with your bank card.

Conditions: This offer is reserved for individuals (adult individuals) residing in France and holding a Visa or MasterCard bank card with an expiration date longer than the chosen financing period. Systematic authorization cards, in particular Electron, Maestro, Nickel, etc., as well as e-cards, Indigo cards, and American Express cards, are not accepted.

Subscription terms: After completing your order, simply click on the “3x 4x Oney payment by credit card” button. You will then be redirected to our partner’s 3x 4x Oney webpage displaying the detailed summary of your order and the personalized financing request, which you must then validate. You enter your personal information or, if you have a 3x 4x Oney account, you identify yourself using the login details linked to your 3x 4x Oney account. You will read the general terms and conditions of payment in several installments to which you wish to subscribe, which will be provided to you
in PDF format so that you can read, print and save them before accepting them. You then notify your electronic acceptance by checking the corresponding box. You acknowledge that the "double click" associated with the checkbox on the acknowledgment of the general conditions constitutes consent to contract and constitutes an irrevocable and unreserved acceptance of the general conditions of the product. Unless proven otherwise, the data recorded by Oney Bank constitutes proof of all transactions between you and Oney Bank. If you request to benefit from a financing solution offered by Oney Bank, the information relating to your order will be transmitted to Oney Bank, which will use it for the purpose of studying your application for the granting, management and recovery of credit. Oney Bank reserves the right to accept or refuse your application for financing in 3x 4x Oney. You have a 14-day cooling-off period to cancel your credit.

How it works: Payment in 3 or 4 installments by credit card allows you to pay for the order placed on our merchant site as follows:
A mandatory deposit, debited on the day your order is shipped; two or three monthly payments, each corresponding to a third or a quarter of the order, taken 30 and 60 days later for the 3-time payment and 30, 60 and 90 days later for the 4-time payment, which include fees corresponding to 1.67% of the total amount of the order for a 3-time payment and 2.50% for a 4-time payment (up to a maximum of €30 for a 3-time payment and a maximum of €60 for a 4-time payment).

• Payment in 3 installments from €100 of purchase up to €3,000Example: For a purchase of €150, deposit of €52.51 then 2 monthly payments of €50.
2-month loan with a fixed APR of 22.59%. Financing cost: €2.51 up to the limit
of 30€ maximum.

• Payment in 4 installments from €100 of purchase and up to €3000
Example in 4 installments for a purchase of €400, deposit of €110, then 3 monthly payments of €100.
3-month loan with a fixed APR of 22.63%. Financing cost €10 up to a maximum of €60.

Special conditions for one-off promotional offers: For payment in 3 interest-free installments: the financing cost is 0% of the total order amount. Example: for a purchase of €150, deposit of €50, then 2 monthly installments of €50, Credit for a period of 2 months at a fixed APR of 0%. Cost of financing: €0. For payment in 4 interest-free installments: the financing cost is 0% of the total order amount. Example: for a purchase of €400, deposit of €100, followed by 3 monthly installments of €100. Credit for a period of 3 months at a fixed APR of 0%. Cost of financing: €0

Oney Bank - SA with capital of €71,801,205 - Head office: 34 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - Orias no.: 07 023 261 - www.orias.fr - Correspondence: CS 60006 - 59 895 Lille Cedex 9 - www.oney.fr

New legal notices:

This financing offer, without insurance and with a mandatory down payment, is reserved for individuals and is valid for any purchase from €100 to €3,000. Subject to acceptance by Oney Bank. You have 14 days to cancel your loan.

Example in 3 installments for a purchase of €150, deposit of €52.51, then 2 monthly installments of €50. Credit over 2 months at a fixed APR of 22.59%. Financing cost €2.51 up to a maximum of €30. Example in 4 installments for a purchase of €400, deposit of €110, then 3 monthly installments of €100. Credit over 3 months at a fixed APR of 22.63%. Financing cost €10 up to a maximum of €60.

Conditions as of 11/13/2024 are subject to revision. For more information, visit oney.fr.
Oney Bank - SA with capital of €71,801,205 - 34 Avenue de Flandre 59 170 Croix - 546 380 197 RCS Lille
Metropolis - Orias number 07 023 261 www.orias.fr